Ah, I see. If you have been using Designer 4.19.04 or earlier, default.fdt is probably in the Designer application directory.
If you’re using Designer 4.19.05 or later, you should be able to see the location of a project’s template file in the project properties (the "Template file" property). If it’s a relative path, it will be relative to the project’s location.
The default location used to be in the FMOD Designer application directory (usually "C:\Program Files\FMOD SoundSystem\FMOD Designer"). However, recent versions don’t have a global template file location – instead each FDP stores its own template file location.
Why do you want to find this file?
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